MORTGAGE & FINANCE

Understanding Debt-to-Income Ratio

Understanding Debt-to-Income Ratio

When you’re buying a home, your debt-to-income ratio (DTI) will be an important part of the equation. This critical piece of information will affect whether or not you will… Read more ⇢
Getting the Best Interest Rate

Getting the Best Interest Rate

When you’re making a big purchase, such as buying a car or a new furnace, you know that it pays to shop around. Different stores will offer different prices… Read more ⇢
Why a Mortgage Pre-Approval Is So Important

Why a Mortgage Pre-Approval Is So Important

Is 2022 your year to buy a home? Congratulations! Becoming a homeowner is a major life milestone, and this year is a great time to buy a home. But… Read more ⇢
When You Shouldn’t Make Extra Mortgage Payments

When You Shouldn’t Make Extra Mortgage Payments

Paying off your mortgage early is a good thing, right? While we’d all love to have full ownership of our homes sooner rather than later, it isn’t always the… Read more ⇢
Avoid These Earnest Money Mistakes

Avoid These Earnest Money Mistakes

When it comes time to put an offer on a home they love, many buyers will include an earnest money deposit. This demonstrates to the seller that the buyer… Read more ⇢
How to Find Down Payment Funds Quickly

How to Find Down Payment Funds Quickly

The pandemic has had a major impact on real estate. More Americans are deciding to enter the housing market and buy their first homes. However, buying a home requires… Read more ⇢
Have You Considered a USDA Loan?

Have You Considered a USDA Loan?

Because of the pandemic, many Americans have decided they need more space at home. Urban dwellers are beginning to spread out into the suburbs and more rural areas, especially… Read more ⇢
What Is Home Equity?

What Is Home Equity?

There are many benefits of buying a home, but one of the biggest is building equity. But what exactly is home equity, and how can it be used to… Read more ⇢
Repairing Your Credit Post-Pandemic

Repairing Your Credit Post-Pandemic

The global coronavirus pandemic has had serious financial consequences for many Americans. High unemployment caused by the shutdown has made it difficult for some to make their monthly payments. Read more ⇢

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